IRS Tax Credit
New tax credit of $8,000 for first time home buyer. Get your free money now.

MOLD
"The key to mold control is moisture control." Does your home have it? What is it?

Tax Burden
State and Local Income Taxes

Nine Great Reasons to Own a Home
What are the benefits of being homeowner?

Lead Base Paint Pamphlet
Get all the information on where lead could be in your home and the effects and treatment.

Eight steps to buying your home  
1. Decide to buy.

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental     investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out. (more)
 



 








Deciding how much house you can afford

Your lender decides what you can borrow but you decide what you can afford.

Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected – for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs. (more)


Creating Your Home Wish List

Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home’s features and amenities. (more)



Location, Location, Location

Where you buy not only affects the home's current and future value, but it also affects your lifestyle. Your agent will be able to conduct a more targeted home search if you outline your preferences in neighborhoods and nearby amenities. Here's a checklist of items you should consider and communicate to your chosen real estate agent. (more)


 

Opting for new home construction          

Whether to buy an existing home or have one built is yet another decision to make during the home-buying process. If you decide to go with new construction, a real estate agent can be a powerful advocate in your corner as you negotiate upgrades, a move-in date and other terms with the home builder.
Below are some basic pointers to prepare you for the journey ahead. (more)

  

How can a real estate agent help me?

Seven main roles of your real estate agent

A Buyer’s Real Estate Agent:
 

  1. Educates you about your market.
  2. Analyzes your wants and needs.
  3. Guides you to homes that fit your criteria.
  4. Coordinates the work of other needed professionals.
  5. Negotiates on your behalf.
  6. Checks and double-checks paperwork and deadlines.
  7. Solves any problems that may arise.

 

 Eight important questions to ask your agent

Qualifications are important. However, finding a solid, professional agent means getting beyond the resume, and into what makes an agent effective. Use the following questions as your starting point in hiring your licensed, professional real estate agent:
  1. Why did you become a real estate agent?
     
  2. Why should I work with you?
     
  3. What do you do better than other real estate agents?
     
  4. What process will you use to help me find the right home for my particular wants and needs?
     
  5. What are the most common things that go wrong in a transaction and how would you handle them?
     
  6. What are some mistakes that you think people make when buying their first home?
     
  7. What other professionals do you suggest we work with and what are their credentials?
     
  8. Can you provide me with references or testimonials from past clients?


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